Debra Summers, Realtor

Debra Summers is a bilingual Realtor, fluent in Spanish, whose professional versatility, passion to learn, desire to teach, and enthusiasm for challenges all reflect

a level of commitment that is rare in the Real Estate business.  During her fulfilling tenure as a former schoolteacher, she taught Spanish, English, ESL, History,

and Government courses.  She also developed curriculum and taught vocational training.  She worked for the Census Bureau where she was in charge of planning, operations, and troubleshooting-experience that serves her clients well as an adviser in the business of home buying and selling.  During her many years in real estate, she has reveived training and certification as a negotiation expert (MCNE), a first-time buyers specialist (FTBS), a military relocation professional (MRP), and specialized training in probate sales.  Add to that her experiences as the owner of Summers Solutions Inc., an investment management company, where her multi-faceted responsibilities included purchase transaction negotiations, consulting with mortgage companies, negotiating with contractors, supervising the revovation of properties, as well as property management, and you have an agent whose diverse experience and knowledge is invaluable when it comes to being a resource to her clients.  When not selling real estate, she enjoys swimming, Zumba, dancing, baking, and white-water rafting.  A World traveler, Debr previously lived in Venezuela, the Netherlands, and France, and has visited such exotic places as the Amazon Jungle and Angel Falls, Tahiti, Panama Canal, Israel, and much of Europe and South A

America.  She has volunteered with Habitat for Humanity, and as served on the board of directors for the non-profit Hebrew Educational Slliance, and a committee

dedicated to fundrasing for Hadassah Hospital.  She currently serves as secretary and board member of her HOA.  Debra is also an ordained minister who has

officiated over 300 weddings.  Happily married to her husband Darrell, she as a daughter Coral and two grandsons, Brandon and Oliver.

Phone#(714) 600-5238

BRE# 01946486

Karan Pannu, Realtor®

 Originally from New Delhi, India and moved to Orange County, California during his school years. After graduating from University of California Irvine with a degree in Economics and Finance, I started working for E*Trade Financial as a Loan Processor, and then was quickly promoted to a Team Lead. After E* Trade shut down its mortgage Operations in Irvine, I joined Countrywide Home Loans as an Underwriter. This is where I learned the wholesale side of the business making life long partnerships with various real estate professionals. Later on I joined Merrill Lynch and was awarded Lending Specialist of the year award in a prestigious ceremony at the Fairmont Hotel in Newport Beach. I received various employee of the month awards at Merrill Lynch. In 2009, I decided to go back to College and obtained a post-graduate certificate in Finance specializing in Real Estate.  For the past 3 years, I have served as a consultant for some of the major financial firms such as Deutsche Bank, State Street, Wells Fargo and Capital Group where I obtained immense amount of knowledge which I have been able to apply to my real estate career. Currently I belong to an elite group of real estate specialists who has over 10 + years of versatile finance and real estate experience ranging from Collateral Management, Hedge Fund Accounting to being a Sr. Loan Underwriter and a successful realtor. 
My areas of specialty are Orange County, and Inland Empire and am fluent in Hindi, & Punjabi.

Karan Pannu, BRE# 01897604
(714) 310-9415

Arthur Cervantes

REAL ESTATE-Sales/Purchase/Leasing & Property Mangement/Investment Properties

Arthur knows that selling your home or finding the right home to purchase is one of the most important decisions a person will make, and his main motivator is providing assistance in finding a home to fit his clients’ lifestyle. Arthur is one to pay close attention to details which ensure his clients’ transitions are as seamless, painless, and stress-free as possible. He particularly excels in providing guidance for first time homebuyers and his knowledge of VA down payment assistance programs, as well as other special programs for new homebuyers, ensures that his clients can make an informed decision every step of the way. Schultz Elite Financial Services was Arthur’s first choice because he required that his brokerage closely mirror his own personal values of serviceship, prioritizing client needs, and utilizing cutting-edge technology to match a client with their dream home, all while creating a lifelong relationship. “I am never too busy to listen carefully to your wants and needs, playing close attention to detail, making sure to be accessible and diligent with my follow-through.” Through SEFS, Arthur has access to exceptional marketing, support services, and staff to ensure each of his clients is met with the tools and resources they need to make their sale or purchase a success. In addition to his career in real estate, Arthur is still following his true passion, which is volunteering to represent and develop programs to benefit the special needs children of our community. Former affiliations include: Past Chairman of the American Diabetes Association, Rotary International, Vice President of The National Exchange Club, Director of the Greater Riverside Chamber of Commerce, Director of Greater Hispanic Chambers of Commerce Riverside & Moreno Valley, Department of Social Services Translator volunteer, Jackets for Children of Baja volunteer, and Prevention & Protection of Abused Children volunteer.

Mobile: +1-714-603-2945 
Address: California, USA
Whatsapp: 1-714-603-2945 

Lynn Schultz, Broker/Owner

“Hello! My name is Lynn Schultz”. I am the Broker and Owner of Schultz Elite Financial Services. With having over 40 years experience in the Real Estate Sales and Real Estate financial services, I pride myself on helping our customers and finding the right home that satisfies and meet their requirements. I have experience in working with Standard, REO’S and Short sale real estate sales along with years of experience in real estate financial on Conventional, FHA and VA loans. I am here to give you the highest quality service to help you in all your real estate needs. I look forward to working and servicing you as being your Real Estate Broker.

Lynn Schultz – Broker / Owner
Schultz Elite Financial Services
BRE #01056769 
(949) 646-5822